Credit Letter Software | Credit Letter Generator

If you know you have to get your credit repaired, you have a couple choices. You can do the work yourself, or you can hire someone to do it for you. Both have their advantages. The most obvious are time, on the one hand, and money on the other. If you sign on with a credit repair company, you will likely save yourself a lot of time; if you choose to go the self credit repair route, you save yourself quite a lot of money. It is a trade off and you have to figure out what is the most important thing for you.

However, there is a third choice which is probably the best place to start and is the 'middle of the road' choice. This would be using an online source that will both save you time and save you money. "What would that be," you ask? There is credit repair software available for purchase that is a lot less than a credit repair company will charge you and it will walk you through the credit repair process. There are also websites that offer free online applications which will help you write your letters very, very quickly. These sources also offer video tutorials on how to do your own credit repair.

The reason why you should start with one of these sources is simple: even if you eventually have to use a credit repair company, the less work that company has to do, the less money you will have to spend with them. If you can get some stuff fixed through your own efforts, it is that much less effort the credit repair company has to put out and it is that much less you will pay. Even if you pay $20 or $100 for credit repair software, you are probably still money ahead. You are definitely 'time' ahead because figuring out the process and writing all the letters 'long hand' is very time consuming. And of course, if you are like everyone else, you don't have a lot of time to try and figure something out and hope you did it right.

There are only a very few sites that offer credit repair software or an online application for free. You should not necessarily assume that since it is free it is of lesser quality. These sites have set themselves up differently and their profit does not come from you buying their software. Rather, it probably comes from the ads they place in front of you. If you remember the free internet provider NetZero.com, they were able to offer free internet to you because you had to see ads. They made money, and the user got what they wanted. Their service was good for what it was.

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